A decision support system to assess risk in a credit card application

Pao Yue-kong Library Electronic Theses Database

A decision support system to assess risk in a credit card application

 

Author: Fong, Chung-leung Gerald
Title: A decision support system to assess risk in a credit card application
Degree: M.Sc.
Year: 1996
Subject: Credit cards
Decision support systems
Hong Kong Polytechnic University -- Dissertations
Department: Dept. of Computing
Pages: 91, [25] leaves : ill. ; 30 cm
Language: English
InnoPac Record: http://library.polyu.edu.hk/record=b1235041
URI: http://theses.lib.polyu.edu.hk/handle/200/4522
Abstract: Advanced technologies give benefits to business. This research attempts to use a system development on application in credit card judgement in Aeon Credit Service (Asia) Co Ltd to study the applicability of knowledge based decision support system in finance field, in particular the credit card industry. Based on the literature review, concepts in management information systems, decision process are depicted. Framework of Decision Support System, Expert System, issues in knowledge representation, inference engine and search technique has also been denoted. Prototype of KB-DSS in credit card judgement processing has been worked out. The process of credit judgement is presented with the use of objects. Evaluation of the system is conducted through questionnaire with the users and management. It is agreed that such system can speed up process and produce result similar with that from human expert. It also create a transparent view to the credit policy for the company. To conclude, it is generalized that KB-DSS can benefit the credit card industry, in particular when other advanced technologies are integrated.

Files in this item

Files Size Format
b12350412.pdf 4.275Mb PDF
Copyright Undertaking
As a bona fide Library user, I declare that:
  1. I will abide by the rules and legal ordinances governing copyright regarding the use of the Database.
  2. I will use the Database for the purpose of my research or private study only and not for circulation or further reproduction or any other purpose.
  3. I agree to indemnify and hold the University harmless from and against any loss, damage, cost, liability or expenses arising from copyright infringement or unauthorized usage.
By downloading any item(s) listed above, you acknowledge that you have read and understood the copyright undertaking as stated above, and agree to be bound by all of its terms.

     

Quick Search

Browse

More Information